| Questions from Ask Dan |
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| 1. How does one go to cash in an IRA or 401k? |
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| 2. What kind of strategy should I have for My TSP account? |
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| 3. Why should I not keep my mutual funds? |
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| 4. Should I put money into an Annuity? |
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| 5. What can I do to keep from moving into a higher tax bracket? |
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| 6. We have very limited income…is there anything we can do to help our future? |
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| 7. Should we buy Gold? |
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| 8. Should Bankruptcy be an option for Christians? |
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| 9. Will Social Security be going away? |
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| 10. My husband and I have a fairly well diversified portfolio with an investment advisor. I have considered doing some investing on my own through online brokers – i.e., Schwab, ETrade, Scottrade. What would you recommend? |
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| 11. How can I know what kind of companies I am investing in with my mutual funds? |
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| 12. Would conversion from a Traditional IRA to a Roth avoid the "qualified money" definition? Is this worth pursuing? |
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| 13. Have you heard about investing in the Iraqi Dinar? |
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| 14. I have been studying Jesus' words about money, and I found that he was virtually always negative (or at worst "neutral"). The closest I found to a "positive" view of money in the gospels were the stewardship parables. But whatever those mean, they can't contradict Jesus' specific command "not to store up earthly treasures." Isn’t this true? |
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| 15. What is an IRA and why do I need one? |
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| 16. I am retired and am looking for a safe investment. What would be best? |
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| 17. What is the difference between a Roth IRA, a Traditional IRA, and a 401k? |
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| 18. Should I use my Life Insurance Cash Value to pay off my debt? |
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| 19. What is a safe bank? |
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| 20. My husband (73) is considering applying for a $10,000.00 burial expense life Insurance policy (brochure is "modified term life" insurance) which is advertised for $79/month. However, being an insurance agent, he could get the same exact coverage for around $50/month. Do you see this as a good thing to do or are there other means of planning for burial expenses etc. that would be better? |
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| 21. Utility stocks have not done well, why do you recommend them? |
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| 22. On your stocks picks page for partners, you have most of your buys marked as a 'hold.' What does that mean? |
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| 23. What do I get if I become a partner of your ministry through the website? |
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| 24. When should I refinance my mortgage? |
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| 25. Should I be saving more money? ...or be paying off my debt? |
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| 26. I have no debt except my mortgage. Should I work to pay it off or save and invest more? |
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| 27. I receive Social Security disability and some other income. Should I tithe on that? |
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| 28. You have remarked several times about interest rates going higher. I just wanted to see if you think we will experience the Jimmy Carter rates? |
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